Smart Reasons to Refinance I want to lower my payment. Let us show you the different ways to cut your monthly payment. I want a fixed-rate mortgage. Lock in a low rate today on a 10, 15, 20, or 30 year mortgage. I want to consolidate my debt. We can help you eliminate high interest debt with the right mortgage. I want to get cash from my home. Learn how to use the equity in your home as a 'super checking account'. Mortgage Trader Refinance Guide

Home Refinance - Mortgage Trader  Please tell us some information about your current mortgage:  1  What is your current Loan Balance? $ (You can retrieve this off your monthly statement)  2  What is your current Interest Rate? %  3 What State is the Propety In? Alabama Alaska Arizona Arkansas California Colorado Connecticut Deleware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming  4   When did you close on this loan? (We just need a month and year)   Month: January February March April May June July August September October November December   Year:   2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978   If you don't know when you closed then click here We can estimate your loan closing date based on the following question: What was your original Loan Amount?  5  What type of loan do you have?       Fixed Rate Mortgage Adjustable Rate Mortgage   Interest Only Mortgage   30 Year Fixed 25 Year Fixed 20 Year Fixed 15 Year Fixed 1/1 ARM - Interest Rate is fixed for the first year and then could adjust after the first year. 3/1 ARM - Interest Rate is fixed for three years and then could adjust after the third year. 5/1 ARM - Interest Rate is fixed for five years and then could adjust after the fifth year. 7/1 ARM - Interest Rate is fixed for seven years and then could adjust after the seventh year. 10/1 ARM - Interest Rate is fixed for ten years and then could adjust after the tenth year. 1/1 Interest Only ARM - Make Interest Payments Only - Interest Rate is fixed for the first year. 3/1 Interest Only ARM - Make Interest Payments Only - Interest Rate is fixed for three years. 5/1 Interest Only ARM - Make Interest Payments Only - Interest Rate is fixed for five years. 7/1 Interest Only ARM - Make Interest Payments Only - Interest Rate is fixed for seven years. 10/1 Interest Only ARM - Make Interest Payments Only - Interest Rate is fixed for ten years.  6  What type of loans would you like to compare (Select one or more)?       Fixed Adjustable Interest Only  7  Would you like to take some cash out? Yes No   Amount: $   8  How many number of years do you expect to reside here?  Please Select... 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 Years      (Get ready to see the best refinance programs from over 999 lenders)

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